Online Living Wills Health Care
Will insurance cover girlfriend who lives with you?
My boyfriend and I live together and are going to get married within the next year or two (i am in nursing school and want to finish before getting married so we can afford a really nice wedding). He has United Health Care insurance and I’ve tried to find info online but cannot find the info i’m needing. He has this insurance through his employer. Can I be covered on his insurance without us being married? I see online you can do a family plan, but that’s all i see. doesn’t say if non-married couples can be covered.
thanks for the advice, we live in Georgia and I’m not sure about common law marriage laws here…
While it does depend on the plan as negotiated by his employer, most UHC group plans do cover domestic partners after one year of living together. You will be required proof (such as inclusion on a lease for at least a year).
UHC recognizes domestic partnerships regardless of gender or legal status. The information on his plan can be obtained from his benefits handbook or HR department.
ADDED: I keep seeing people here commenting on common-law statutes. If the insurer and the employer recognize domestic partnerships, legal status is irrelevant. State insurance and ERISA laws only detail who group plans MUST insure. Beyond that, the insurer can extend coverage to anyone they wish. In the case of United Health Care, they will extend coverage to any partner who has resided with the primary insured for one year, provided the employer authorizes this policy.
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